The Ulta Beauty Rewards® Credit Card

Ulta Beauty Rewards® is not a credit card. It is our loyalty program that rewards you with exclusive offers and points for purchases made at Ulta Beauty stores and on ulta.com, including select products listed in the UB Marketplace™, as well as Ulta Beauty an DoorDash Marketplace and Instacart Marketplace. The program is free and any United States resident over the age of 13 can join (subject to parental or legal guardian approval for individuals under the age of 18). Full program details can be reviewed on ulta.com/rewards.

The Ulta Beauty Rewards® Mastercard® is a credit card that can be used at Ulta Beauty and anywhere Mastercard® is accepted. You must be the age of majority in your state of residence (18 in most states) to apply for this card. Once you are approved, you earn one extra point for each dollar spent on qualifying products and services at Ulta Beauty — in-store or at ulta.com (double points!) and one point for every $3 spent anywhere Mastercard is accepted.

The Ulta Beauty Rewards® Credit Card is a credit card that can only be used at Ulta Beauty stores, and on ulta.com. You must be the age of majority in your state of residence (18 in most states) to apply for this card. Once you are approved, you earn one extra point for every dollar spent on qualifying products and services in Ulta Beauty stores or on ulta.com — double points!

There are two ways you can apply, visit your nearest Ulta Beauty store and apply at checkout or online at ulta.com/credit. If approved, you'll receive a credit card welcome kit in the mail within 7-10 business days.

Yes, if you have been approved for a credit card in an Ulta Beauty store or online, you will be able to use your newly opened account on the same transaction and receive a first purchase discount as well! For online applications, you will have to wait until you receive a physical card in the mail for any future online purchases, but you can visit any Ulta Beauty store to look up your account. Guests that are approved online but do not make a purchase in the same session will receive their first purchase discount via email within 48 hours provided they are opted in to Ulta Beauty emails. The first purchase discount is not redeemable on Ulta Beauty via the DoorDash Marketplace, or Ulta Beauty via the Instacart Marketplace.

Yes! When checking out in-store at Ulta Beauty, just tell the Ulta Beauty associate that you would like to pay using your Ulta Beauty Rewards® Mastercard® Credit Card or Ulta Beauty Rewards® Credit Card and would like to look up your account. You will be asked to show a valid form of identification and enter some information on the pin pad to confirm that it's you! For online purchases, you will need your physical card to check out. If you can't find your card, please contact Comenity Capital Bank by calling 866-257-9195, TDD/TTY: 888-819-1918.

You can choose to close your Ulta Beauty Rewards® Mastercard® Credit Card and reapply for the Ulta Beauty Rewards® Credit Card by calling the phone number located on the back of your card or at 866-257-9195, TDD/TTY: 888-819-1918.

To view your current Ulta Beauty Rewards® Credit Card or Ulta Beauty Rewards® Mastercard® Credit Card balance, go to ulta.com/credit and click on 'Manage Account' or contact Comenity Capital Bank at 866-257-9195, TDD/TTY: 888-819-1918.

If your card is lost or stolen please contact Comenity Capital Bank by calling 866-257-9195, TDD/TTY: 888-819-1918.

With the Ulta Beauty Rewards® Credit Card and Ulta Beauty Rewards® Mastercard® Credit Card, you will earn 2 bonus points for every $1 spent at Ulta Beauty and ulta.com (excludes purchases on Ulta Beauty via the DoorDash Marketplace, and on Ulta Beauty via the Instacart Marketplace). Ulta Beauty Rewards® Mastercard® Credit Card cardholders will earn 1 bonus point for every $3 spent outside of Ulta Beauty, including on Ulta Beauty via the DoorDash Marketplace, and on Ulta Beauty via the Instacart Marketplace and anywhere Mastercard® is accepted. The Ulta Beauty Rewards® Credit Card cannot be used as a form of tender on Ulta Beauty via the DoorDash Marketplace, or on Ulta Beauty via the Instacart Marketplace.

You will earn points for the amount charged on your credit card on all products at Ulta Beauty, including services at The Salon at Ulta Beauty. However, gift cards, tips, shipping charges, discounts from vendor coupons (or other similar discount coupons), taxes, and fees are not eligible for points. For Ulta Beauty Rewards® Mastercard® Credit Card, you will also earn points for purchases outside of Ulta Beauty and anywhere Mastercard® is accepted. See the Program Terms & Conditions for complete details.

Points will expire at the end of the quarter one year after the date they were earned. Check your receipt, Ulta Beauty Rewards®, or your monthly Ulta Beauty Rewards® email statement for the next expiration date. If you are a Platinum-level or Diamond-level member, points never expire as long as you maintain Platinum or Diamond level.

No, Platinum members will still earn 1.25 points and Diamond members will still earn 1.5 points per $1 spent at Ulta Beauty and 1 extra point per $1 spent at Ulta Beauty with the credit card.

You can view your points earned on the credit card by logging into the My Rewards page here. You can also view your total Ulta Beauty Rewards® points balance on your store receipt, the My Rewards page on Ulta Beauty Rewards®, or your monthly Ulta Beauty Rewards® email statements.

Credit Card points will be applied to your account once per month, within 5 business days of the generation of your credit card billing statement.

At checkout within an Ulta Beauty store, ask the associate for your points balance. You can start redeeming when you have at least 100 available points. Tell the associate how many points you want applied to your purchase, following the increments in the table below or a combination of increments. Use some or all of them — it's up to you. You can also redeem them online when you get to the payment page. Find the field at the bottom of the page where you can select how many points you want to redeem. Ulta Beauty Rewards® points cannot be redeemed on Ulta Beauty via the DoorDash Marketplace , or on Ulta Beauty via the Instacart Marketplace.  

Please contact the Ulta Beauty Guest Service team here, and they will assist you.

Pay Online: Visit Ulta Beauty Rewards® Credit Card and click on Manage Account. There is no fee to make a payment online.

Pay by Phone: Contact Comenity Capital Bank at 866-257-9195, TDD/TTY: 888-819-1918. Fees may apply for payments made by phone.

Pay by Mail: Send your payments to Comenity Capital Bank - Ulta Beauty Rewards® Mastercard® Credit Card or Ulta Beauty Rewards® Credit Card PO Box 650964 Dallas TX 75265-0964.

Not at this time, but there are several other ways to make payments: online, by phone, or through the mail.

Existing Ulta Beauty Rewards® Mastercard® Credit Card holders - You will automatically receive a new credit card with the updated design in the mail 2-3 weeks prior to the expiration date listed on your card. Your account number will not change and you may continue using your current credit card at Ulta Beauty and everywhere Mastercard® is accepted.

Existing Ulta Beauty Rewards® Credit Card holders: The Ulta Beauty Rewards® Credit Card does not expire so you will not receive a credit card with the new design. Instead, please continue to use your current credit card in-store and online at Ulta Beauty. Your account number will not change.

Guests cannot apply for the Ulta Beauty Rewards® Credit Card on Ulta Beauty via the DoorDash Marketplace, on Ulta Beauty via the Instacart Marketplace, on Ulta Beauty via the Uber Eats Marketplace, on Ulta Beauty on TikTok Shop, or redeem their first purchase discount. Additionally, the Ulta Beauty Rewards® Credit Card cannot be used as a form of tender on Ulta Beauty via the DoorDash Marketplace, on Ulta Beauty via the Instacart Marketplace, on Ulta Beauty via the Uber Eats Marketplace, or on Ulta Beauty on TikTok Shop.

Guests cannot apply for the Ulta Beauty Rewards® Mastercard® Credit Card on Ulta Beauty via the DoorDash Marketplace, on Ulta Beauty via the Instacart Marketplace, on Ulta Beauty via the Uber Eats Marketplace, on Ulta Beauty on TikTok Shop, or redeem their first purchase discount. The Ulta Beauty Rewards® Mastercard® Credit Card can be used as a form of tender on Ulta Beauty via the DoorDash Marketplace, on Ulta Beauty via the Instacart Marketplace, on Ulta Beauty via the Uber Eats Marketplace, or on Ulta Beauty on TikTok Shop.

Please contact Comenity Capital Bank directly at 866-257-9195.

No. Neither the Ulta Beauty Rewards® Credit Card nor the Ulta Beauty Rewards® Mastercard® Credit Card charges an annual fee.
Key details:
• Annual fee: $0 on both cards.
• Both cards are issued by Comenity Capital Bank.

Yes, eligible purchases made with the Ulta Beauty Rewards® Credit Card or Ulta Beauty Rewards® Mastercard® Credit Card at Ulta Beauty stores and on ulta.com can count toward Ulta Beauty Rewards® annual spend for tier status.
Tier thresholds:
• Member: $0–$499 annual spend.
• Platinum: $500–$1,199 annual spend.
• Diamond: $1,200 or more annual spend.
Important distinction:
• Tier status is based on eligible Ulta Beauty spend, not simply having the credit card.
• Your member level affects your base points earn rate. The credit card adds 1 extra point per $1 spent at Ulta Beauty.

You earn 1 extra point for every $1 spent at Ulta Beauty when you use the Ulta Beauty Rewards® Credit Card or Ulta Beauty Rewards® Mastercard® Credit Card. That credit card bonus is added on top of the points your Ulta Beauty Rewards® member level already earns.
Points earned per $1 at Ulta Beauty:
• Member: 1 base point + 1 credit card point = 2 points per $1.
• Platinum: 1.25 base points + 1 credit card point = 2.25 points per $1.
• Diamond: 1.5 base points + 1 credit card point = 2.5 points per $1.
Important details:
• The credit card bonus is the same at every tier: 1 extra point per $1 spent at Ulta Beauty.
• Your Ulta Beauty Rewards® member level changes the base earn rate, not the credit card bonus.
• The Ulta Beauty Rewards® Mastercard® Credit Card also earns 1 point for every $3 spent outside Ulta Beauty where Mastercard is accepted.

Yes. Points earned through the Ulta Beauty Rewards® Credit Card and Ulta Beauty Rewards® Mastercard® Credit Card can expire under the Ulta Beauty Rewards® program rules.

Expiration rule:
• Points expire at the end of the quarter one year after the date they were earned.
• You can check your receipt, Ulta Beauty Rewards® account, or monthly Ulta Beauty Rewards® email statement for your next points expiration date.
Exception:
• If you are a Platinum-level or Diamond-level member, points do not expire as long as you maintain Platinum or Diamond status.

It depends on which Ulta Beauty credit card you have.
Ulta Beauty Rewards® Mastercard® Credit Card:
• Can be added to major digital wallets such as Apple Pay, Google Wallet, or Samsung Pay
• Can be used through digital wallets anywhere Mastercard and those wallets are accepted.
Ulta Beauty Rewards® Credit Card:
• Cannot be added to digital wallets because it is not a Mastercard.

Yes, the Ulta Beauty Rewards® Mastercard® Credit Card can be used outside the United States anywhere Mastercard is accepted.
Important distinction:
• The Ulta Beauty Rewards® Mastercard® Credit Card can be used internationally where Mastercard is accepted.
• The Ulta Beauty Rewards® Credit Card can only be used at Ulta Beauty stores in the United States and on ulta.com purchases.

The birthday benefit is part of the Ulta Beauty Rewards® loyalty program, not a separate credit card birthday bonus.
Key details:
• Ulta Beauty Rewards® members may receive a birthday gift or birthday offer during their birthday month.
• Having the Ulta Beauty Rewards® Credit Card or Ulta Beauty Rewards® Mastercard® Credit Card does not create a separate birthday bonus on top of the standard loyalty birthday benefit.
• Check your Ulta Beauty Rewards® account for your specific birthday offer closer to your birthday month.

You can apply for the Ulta Beauty Rewards® Credit Card or Ulta Beauty Rewards® Mastercard® Credit Card online at ulta.com/credit or in an Ulta Beauty store at checkout.
What to expect:
• The application typically takes a few minutes to complete.
• Credit card offers are subject to credit approval.
• If approved, your physical card will arrive within 7-10 business days.
First-purchase offer:
• New cardholders will receive 20% off their first purchase made with the card.

Beyond Ulta Beauty Rewards(TM) is exclusively available to Ulta Beauty Rewards(R) Mastercard(R) Credit Cardholders where you can earn cash back in statement credits when shopping with your favorite brands both in store and online. In addition, you will keep earning points on eligible purchases outside of Ulta Beauty. Activate your offers here.

Yes. Following the change from Ultamate Rewards® to Ulta Beauty Rewards®, the credit card is now called the Ulta Beauty Rewards® Credit Card. If you previously knew it as the Ultamate Rewards® Credit Card, you may still see the former name referenced in older content or searches. The Ulta Beauty Rewards® Credit Card is the current credit card name associated with the Ulta Beauty Rewards® program.